The following additional information concerning your Plan is being provided to you in accordance with government regulations. This Plan is a defined benefit plan. A joint Board of Trustees, consisting of four union representatives and four employer representatives, is the administrator of the Plan. The Board of Trustees has been designated as the agent for the service of legal process. Process may be served at the Plan Office.

All contributions to the Plan are made by Employers in accordance with their collective bargaining agreements with the unions or in accordance with a participation agreement between the employer and the Plan. The collective bargaining agreements require contributions to the Plan at fixed rates per hour paid.

The Plan Office will provide you, upon written request, with information as to whether a particular employer is contributing to this Plan on behalf of employees working under the union contract.

Benefits are provided under the Plan s assets, which are accumulated under the provisions of the collective bargaining agreements and the trust agreement and held in a trust fund for the purpose of providing benefits to covered participants and defraying reasonable administrative expenses.

The Plan s assets are held in various insurance company guaranteed investment contracts, common stocks, bonds, commercial paper, obligations of the U.S. Government and its agencies and cash.